Vigin lauch new pay as you go credit card
The new Virgin Pay As You Go card is a revolutionary way to pay for goods and services, transfer money abroad, spend when you're travelling and to budget. It's especially useful for those who don't have access to traditional banking facilities, such as debit and credit cards. Other benefits of the Virgin Pay As You Go card include:
Cardholders also get concession on other Virgin Money products and services, such as Virgin Holidays, Virgin Megastores, Virgin Insurance and Virgin Wines
It could be used online, on the high street and at ATMs worldwide
You could top up the card at Post Offices, Pay Points throughout the UK or online
It is much more cheaper option of transferring money abroad than other cards on the market.
It could help you and your familly budget, because you can't go overdrawn and there are no interest charges, but it does entail fees for transactions, cash withdrawals and you have to buy the card to get started
Parallel with other leading UK providers and read the small print to see if a Virgin Pay As You Go card is the right option for you.
0% credit cards could be useful for handling your credit finances and alleviating the burden of credit card bills. This kind of credit card charges no interest on the balance, mostly only during an introductory period of a number of months but sometimes offering it as a lifetime rate on the account. Since many 0% credit cards eventually revert to normal interest rates or have restrictions and conditions that could result in you paying normally, it's important to parallel with cards and make sure you're picking the one with the best rates and terms.
With 0% credit cards:
You might get an initial term of 0% interest, after which normal rates are charged.
Some only offer 0% on the balance, not on purchases; others cover purchases as well, so check closely on what you may have to pay for.
Some companies offer lifetime 0% credit cards but these usually have restrictive terms such as minimum monthly expenditures, which result in full normal rates being charged if you breach the conditions.
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